99% Mortgages
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What Is a 99% Mortgage?
A 99% mortgage is a type of mortgage product where the minimum deposit you need to save is lower than most normal mortgages.
Generally, mortgage lenders require a deposit of at least 5% of the purchase price. However, this new mortgage has reduced the amount you need to save.
This mortgage aims to help more first-time buyers take their first step on the property ladder sooner. Below are some of the key aspects you need to understand.
The information on this page is correct as of 30/03/2024 and is subject to change by the lender. It should not be relied upon to make a decision about obtaining mortgage credit. Contact us to understand the risks and benefits before entering into any regulated mortgage contract.
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As Mansfield & Ashfield’s most trusted mortgage advisors, we help first-time buyers and people looking to move home or remortgage, no matter the circumstances.
