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Shaw Financial Services
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  • Critical Illness Cover
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Book An Appointment
Equity Release Advice
Commercial Mortgages
Locations We Cover
  • Blidworth
  • Bolsover
  • Chesterfield
  • Clipstone
  • Forest Town
  • Hucknall
  • Kirkby In Ashfield
  • Mansfield
  • Mansfield Woodhouse
  • Nottingham
  • Rainworth
  • Ravenshead
  • Shirebrook
  • Sutton in Ashfield
  • Warsop
  • Worksop
Shaw Financial Services
Home
About Us
Mortgages
  • First Time Buyer Mortgage
  • Home Movers Mortgages
  • Remortgage
  • Self Employed Mortgages
  • Right To Buy Mortgages
  • Bad Credit Mortgages
  • Buy To Let Mortgages
  • Proportunity
  • Self Build Mortgages
  • Specialist Advice
  • Mortgage Calculator
  • First Time Buyer E-Book
  • Refer and Earn
  • Check Your Credit Report
  • Mortgages Explained
  • Conveyancing
Protection
  • Life Insurance
  • Critical Illness Cover
  • Income Protection
Contact Us
Book An Appointment
Equity Release Advice
Commercial Mortgages
Locations We Cover
  • Blidworth
  • Bolsover
  • Chesterfield
  • Clipstone
  • Forest Town
  • Hucknall
  • Kirkby In Ashfield
  • Mansfield
  • Mansfield Woodhouse
  • Nottingham
  • Rainworth
  • Ravenshead
  • Shirebrook
  • Sutton in Ashfield
  • Warsop
  • Worksop
More
  • Home
  • About Us
  • Mortgages
    • First Time Buyer Mortgage
    • Home Movers Mortgages
    • Remortgage
    • Self Employed Mortgages
    • Right To Buy Mortgages
    • Bad Credit Mortgages
    • Buy To Let Mortgages
    • Proportunity
    • Self Build Mortgages
    • Specialist Advice
    • Mortgage Calculator
    • First Time Buyer E-Book
    • Refer and Earn
    • Check Your Credit Report
    • Mortgages Explained
    • Conveyancing
  • Protection
    • Life Insurance
    • Critical Illness Cover
    • Income Protection
  • Contact Us
  • Book An Appointment
  • Equity Release Advice
  • Commercial Mortgages
  • Locations We Cover
    • Blidworth
    • Bolsover
    • Chesterfield
    • Clipstone
    • Forest Town
    • Hucknall
    • Kirkby In Ashfield
    • Mansfield
    • Mansfield Woodhouse
    • Nottingham
    • Rainworth
    • Ravenshead
    • Shirebrook
    • Sutton in Ashfield
    • Warsop
    • Worksop
  • Home
  • About Us
  • Mortgages
  • Protection
  • Contact Us
  • Book An Appointment
  • Equity Release Advice
  • Commercial Mortgages
  • Locations We Cover

Check Your Credit Report for Free*

Do You Know What Is On Your Credit File?

A credit report is a report card on your credit history & how you manage your finances. It's a historical record of how and when you pay your bills, how much debt you have, and how long you have been managing credit accounts.  


This includes details of credit accounts you've held (and whether or not you've kept up with repayments), your current and previous addresses, and any financial connections – for example, the name of the person you share a joint account with. 

Credit reports are compiled by commercial organisations called credit reference agencies. There will likely be three slightly different versions of your credit report because lenders don't always share the same information with all three major credit reference agencies - Experian, Equifax and TransUnion (formerly Callcredit).


Every lender in the UK has unique criteria regarding who they will accept for a mortgage and who they won't. The differences in mortgage criteria may sometimes be subtle, yet they can be the determining factor between being accepted for a mortgage and being declined. 

All mortgage lenders rely on the information from the credit reference agencies to determine whether or not you fit within their criteria. 


We have an excellent understanding of the lending criteria and will want to look through your free credit reports in-depth to help us determine which lenders may or may not accept you. Getting your free credit score is just one step towards understanding which lenders will accept you and which won't. It's essential to remember that different lenders use different credit reference agencies to base their decision on. As a general rule, they don't share their information, which means that some things will appear to one lender that another won't see. However, having access to all three gives us the best chance of finding a mortgage and getting you the best deals available. So if you're looking to buy a new home and live in either Mansfield, Sutton-In-Ashfield or Chesterfield, then we can help you, face to face with understanding all the detail and give you the best advice for your next mortgage.


We use a credit report that pulls together all the referencing data about you into one report rather than having to fuss about and sign up for all 3. Click the button below to access all the credit reference agencies information about you; also, it's free for 30 days!  


*Please note - this is a 30-day free trial, after which you will be charged £14.99 per month. You can cancel the trial or subscription at any time.

It's important to know what credit reference agencies hold about you and to make sure it's accurate

It's important to know what credit reference agencies hold about you and to make sure it's accurate

Get Your Credit Report For Free*

Terms & Conditions

 Lewis Shaw (FCA registration number 927754) trading as Shaw Financial Services is an appointed representative of King Mortgages Ltd which is authorised & regulated by the Financial Conduct Authority, FCA registration number 803561.  

There may be a fee for arranging a mortgage. This will typically be £499. 

Think carefully about securing other debts against your home

Some forms of Buy To Let mortgages are not regulated by the Financial Conduct Authority. The guidance &/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers in the UK. As with all insurance policies, conditions & exclusions will apply.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 

Office Address - Mansfield Business Centre, Ashfield Avenue, Mansfield, NG18 2AE 

  • Proportunity
  • Self Build Mortgages
  • Check Your Credit Report
  • Commercial Mortgages
  • Blidworth
  • Bolsover
  • Chesterfield
  • Clipstone
  • Forest Town
  • Hucknall
  • Kirkby In Ashfield
  • Mansfield
  • Mansfield Woodhouse
  • Nottingham
  • Rainworth
  • Ravenshead
  • Shirebrook
  • Sutton in Ashfield
  • Warsop
  • Worksop
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